Phone-billed deposits pass through the mobile operator, with costs, deposit limits and withdrawal rules shaping how they work.

How Phone Credit Fits into Mobile Casino Payments

Paying at a mobile casino with phone credit is a rather different arrangement from using a bank card or an e-wallet. The casino still receives a deposit in the ordinary way: money is added to the gambling account, and that balance can then be used for the games available on the site. What changes is the route taken by the payment. Instead of leaving a bank account or an electronic wallet, the charge travels through the mobile network.

That distinction is easy to miss because the whole transaction takes place on a phone. The screen may show a familiar casino cashier, but the financial relationship behind it is not the same as a card payment made from a banking app. With Pay by Phone, the mobile operator becomes part of the payment chain. The cost is connected to the phone account rather than being taken directly from a debit card or an e-wallet balance.

For a customer with a monthly contract, the phone-credit deposit appears as a charge on the next mobile phone bill. It is therefore settled alongside the ordinary cost of keeping the mobile service active. It does not vanish merely because the casino balance has already been credited. The casino records the deposit; the network later collects the corresponding charge through the bill.

Pay-as-you-go works differently in timing but not in principle. The deposit is deducted from the credit already held on the mobile account. The balance is reduced when the payment is made, rather than being added to a bill that arrives later. In both cases, the mobile account supplies the payment route. The difference is whether the money is collected from an existing credit balance or billed afterwards.

That makes phone credit a form of carrier billing. It should not be confused with paying for mobile data, buying an app, or using a banking service through a handset. The phone is not merely the device used to open the casino. It is also the channel through which the payment is authorised and charged. A mobile casino using phone credit is consequently offering a payment method tied to the network account.

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The wording “pay by phone” can create a small linguistic trap. It might describe a debit card payment completed on a smartphone, an Apple Pay transaction, an e-wallet opened in a mobile browser, or a genuine phone-credit deposit. These are not interchangeable. In the first examples, the phone is mainly an interface for another financial account. With Pay by Phone, the mobile account itself is the source of the charge.

That difference matters because each route leaves a different trail. A card payment belongs to the card account. An e-wallet payment belongs to the wallet record. A phone-credit deposit belongs to the mobile billing relationship, whether that relationship is monthly or pay-as-you-go. The casino may display the result in the same cashier area, but the later payment record will not be found in the same place.

The method also sits between two everyday habits. Monthly billing treats the deposit like another item on a household communications bill. Pay-as-you-go treats it like spending from a pot of credit already purchased. Neither description turns the payment into free money. The charge has simply been placed inside an existing mobile arrangement, which can make the transaction feel less like a conventional gambling payment. Accounting has not disappeared; it has changed clothes.

This is the particular appeal of mobile phone credit casinos. The method avoids entering card details into the casino cashier and does not require a separate e-wallet balance. It uses an account many people already maintain for calls, messages and data. For someone searching for mobile casinos that accept phone credit in the UK, that is the essential feature: the deposit is attached to the mobile service rather than funded directly through a bank or wallet.

The arrangement is also narrower than the broad phrase “mobile payment” suggests. A mobile payment is any payment made with the help of a phone. Phone-credit payment is one specific category within it. A casino can be easy to use on a handset without accepting carrier billing, just as it can accept an e-wallet on a phone without accepting a charge to the mobile account. Device and funding source are separate questions.

Typical deposit limit
£30 per transaction

Minimum deposit range
£2 to £5

Payment type
Carrier billing

For that reason, the presence of a mobile casino cashier does not by itself show that phone credit is available. The relevant option must be identified as Pay by Phone or an equivalent carrier-billing method. Where it is offered, the important practical point is the destination of the charge: the next mobile phone bill for a contract customer, or the available pay-as-you-go credit for someone using a prepaid account.

It is an old-fashioned idea in modern packaging: put the purchase on the household bill, or take it from the balance already bought. The casino balance arrives on one side; the mobile account carries the cost on the other. The next question is not how the method works, but how much room it leaves for a deposit.

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The Small Ceiling on Phone-Billed Deposits

Paying by phone credit looks like a payment method built for small decisions. A balance on a mobile account is being turned into casino funds, but the carrier is not functioning like a bank account. That distinction explains why a phone-billed deposit has a much lower practical ceiling than some other ways of funding a mobile casino account.

A specialist review reports that most operators cap Pay by Phone deposits at £30 per transaction. That figure should be treated as a stated market observation rather than a permanent rule applying to every operator. Individual casinos may set their own conditions, and the available payment methods can differ between accounts. Still, the £30 ceiling is the important shape of the method: one phone payment is intended to cover a modest deposit, not a large bankroll.

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The cap applies to the individual transaction. It is not a statement about how much money may be held in a casino account, nor does it describe the total amount that could be deposited through every method combined. Its significance is narrower and more practical. When Pay by Phone is selected, the amount covered by that particular charge is limited. The phone network acts as the collecting intermediary, and the casino receives a payment bounded by the carrier-based arrangement.

That makes phone credit unlike payment routes designed to move larger sums. A bank-based or e-wallet deposit can be structured around the available balance and the operator’s own controls, whereas a phone-billed payment has an additional ceiling attached to the transaction itself. The casino may offer several funding choices on the same mobile site, but they are not interchangeable merely because they appear beside one another on the deposit page. Each belongs to a different financial system, with a different idea of what a single payment is for.

The modest limit also changes the meaning of the phrase “mobile casino”. Mobile describes the screen and the device; it does not mean that every mobile payment has the capacity of a conventional account-to-account transfer. A phone can open the casino, display the games and handle the payment flow, yet the charge may still be constrained by the mobile billing route. The small screen is not the main limitation. The billing channel is.

The mobile operator acts as the intermediary in the payment chain, connecting the casino transaction to your mobile phone bill or prepaid credit.

For a person making a small, defined deposit, that restriction may be perfectly workable. For someone intending to place a larger sum in one transaction, it becomes decisive before any game is opened. The question is not simply whether a casino accepts Pay by Phone. It is whether the selected method can cover the intended amount without requiring another payment route. That is the quiet inconvenience of a method often marketed through its simplicity: the easy route is also the narrow one.

The same ceiling applies whether the phone account is settled through a bill or through stored pay-as-you-go credit. The payment is still tied to the mobile account rather than to a broad banking facility. A contract customer sees the charge handled through the mobile billing relationship; a pay-as-you-go customer has the amount taken from the available credit. In both cases, the phone payment remains a bounded transaction.

This is why searches for a mobile casino that accepts phone credit often lead to an important distinction between acceptance and suitability. Acceptance means that the operator has enabled the payment option. Suitability depends on the size of the intended deposit and on whether the transaction limit fits it. A method can be quick to select and easy to understand while remaining unsuitable for a larger one-off payment. Convenience has a border.

The limit also prevents phone credit from quietly becoming a substitute for every other deposit method. It belongs to the smaller end of casino funding, where the amount is deliberately contained within one carrier charge. Other routes may be better suited to deposits that exceed that boundary, subject to the operator’s account controls and the payment rules that apply to licensed mobile casinos. Phone credit is more specific: useful where its ceiling is acceptable, restrictive where it is not.

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There is a certain old-fashioned logic to it. The casino asks for money; the mobile network permits a charge; the charge is kept within a small frame. No elaborate financial instrument is involved, but neither is there much room for scale. A phone remains a phone, even when it is carrying a casino in its browser.

The practical point is therefore simple: Pay by Phone should be judged as a capped, single-transaction option. The reported £30 limit is the figure attached to that assessment, though it comes from a specialist review and may not describe every operator indefinitely. For larger deposits, the payment method itself—not the mobile casino—may be the first obstacle. Small ceiling. Clear boundary.

Mobile Play Without a Separate App

A mobile casino does not necessarily begin with an app store. For many players, it begins with the browser already installed on the phone. The casino’s website opens in the ordinary mobile browser, the account can be reached there, and the games are presented on the handset without a separate download occupying another corner of the screen.

Most UKGC-licensed casinos offer instant play through mobile browsers. That distinction matters. “Instant play” describes the route into the games, not a special kind of account or a different form of gambling. The browser is simply the doorway. Once the site has loaded, the mobile casino is being used in much the same account environment as the desktop version, adjusted to fit a smaller display.

Browser-based play

Mobile casinos can be accessed through a standard mobile web browser, providing instant play without the need to download a specific application.

This is the quiet achievement of mobile gambling: very little ceremony. There is no need to search an app store, wait for an installation, or decide whether a new icon deserves a place among the phone’s more respectable inhabitants. A browser tab is enough. The casino remains a website, but one designed to be used by touch rather than by a mouse and keyboard.

Browser access rather than an app

A dedicated app and a browser-based mobile casino are not identical things, although both can lead to the same account and games. An app is installed on the phone and opened from its own icon. Browser play takes place through the phone’s web browser. The latter leaves less behind: no additional application is required, and access begins by visiting the casino’s website.

For mobile casinos offering play through a browser, the practical sequence is straightforward:

  1. The casino website is opened on the phone.
  2. The account area is reached through the mobile version of the site.
  3. The available games are displayed within the browser.
  4. A game is selected and played on the phone’s touchscreen.

The important point is that access to the game does not depend on having downloaded a casino app. A person looking for the best mobile casinos that pay with phone credit may therefore be comparing two separate questions: whether a casino accepts Pay by Phone, and whether its games can be reached easily from a mobile browser. The payment method and the access method are related in the search for a mobile casino, but they are not the same feature.

That separation is useful because an attractive payment option does not improve a poor mobile interface. Conversely, a well-made browser site does not tell anything by itself about the ways in which an account can be funded. The phone is the common object; the functions remain different.

The phone as the casino terminal

A browser-based mobile casino turns the phone into the playing terminal without pretending that it is a miniature desktop computer. The screen is narrower, controls are touched rather than clicked, and the site must arrange its account menus and games accordingly. A sensible mobile layout puts the essential paths within reach instead of forcing the whole desktop page into a cramped rectangle.

This changes the mood of the activity. Desktop gambling has a place in the room: a desk, a chair, perhaps the faintly bureaucratic posture of someone dealing with a website. Mobile play is more portable and less ceremonial. The casino can accompany a person around the house or beyond it, which is precisely why the distinction between access and self-control matters. Convenience has never been morally neutral; it merely hides its consequences more elegantly.

UK regulation places a financial boundary around that convenience. UKGC-licensed operators must offer deposit limits, and those limits can be set daily, weekly or monthly in the account settings. That control belongs to the account rather than to the phone itself. Changing from a desktop browser to a mobile browser does not turn the limit into a suggestion. The small screen changes the interface, not the underlying responsibility of the licensed operator.

Regulatory Status

Mobile casino access via a browser remains a regulated gambling service under the UKGC framework.

What “instant play” does and does not mean

Instant browser play should not be confused with instant winnings, instant withdrawals or an absence of account checks. It refers to the availability of the games through the mobile browser without requiring a separate casino application. The phrase concerns entry, not the result of a spin or the later handling of an account.

Nor does a browser route make a casino independent of its licence. In Britain, mobile access is still access to a regulated gambling service when the operator holds the relevant UKGC licence. The fact that a game opens inside a browser window does not make it an informal or anonymous pastime. A polished interface can make gambling feel ordinary; the regulatory framework remains more serious than the design suggests.

For anyone comparing mobile casinos that pay with phone credit in the UK, browser access is therefore a practical part of the assessment. The key question is not whether an app has been made available for its own sake. It is whether the casino’s website provides a usable route to the account and games on a phone, while the operator remains within the UKGC system.

No download required.

What Happens at the Deposit Screen

A Pay by Phone deposit begins with a small decision on the payment page: the amount to be added to the casino balance. The screen presents a field or a set of selectable amounts, and the figure entered there becomes the value charged to the mobile account. It is not a request for cash to be sent separately, nor is it a promise of winnings. It is simply the size of that particular deposit.

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For a casino phone credit deposit, the practical range recorded by a specialist review is £5 to £30. That range matters because it describes the amount being submitted in one transaction, not the total money that may later be spent in the account. A figure within it can be entered on the deposit screen, subject to the payment options made available by the mobile casino and the balance available on the phone account.

The distinction is easy to miss. The deposit page may show a familiar currency field, much like other mobile payment methods, but the funding source is different. With Pay by Phone, the amount does not come from a bank card or an e-wallet balance. It is charged to the mobile account: on a contract, it appears on the next phone bill; with pay-as-you-go service, it is taken from the available phone credit. The number displayed before confirmation therefore has consequences outside the casino account as well.

The minimum is not the same everywhere

Mobile casino deposit screens do not all begin at the same amount. A specialist review of mobile casino apps reports that most accept a £5 minimum deposit, while some allow deposits from £2. That lower entry point can make a difference to someone testing whether phone billing suits them, particularly where only a small amount of pay-as-you-go credit is available.

The minimum is an operator setting, not a universal rule imposed on every mobile casino. One payment page may reject an amount below £5; another may present £2 as the smallest available choice. The important figure is the one shown beside the selected payment method at the moment of deposit. A casino can have a low general minimum while setting different conditions for Pay by Phone.

Deposit Limits

Attention Always check the specific minimum and maximum limits for Pay by Phone, as they may differ from other payment methods.

This is why the amount field deserves more attention than its modest appearance suggests. Entering £2 where the service requires £5 will not create a smaller accepted transaction. The page may prevent confirmation, or the payment option may be unavailable at that amount. Conversely, a deposit screen that offers £2 does not mean every route to the casino balance starts there.

The same applies to the upper end of the field. The amount entered for a phone-credit deposit must fit the choices permitted by that payment route. A value between £5 and £30 is the range identified by a specialist review for the amount entered in this type of transaction, while the minimum accepted by mobile casino apps may be £2 or £5 depending on the operator. These figures describe the screen-level transaction, not a general instruction to deposit.

What the confirmation represents

Once the amount is accepted, the confirmation relates to a specific charge and a specific addition to the casino balance. It does not alter the phone contract, increase available pay-as-you-go credit, or turn a promotional offer into withdrawable funds. The phone account carries the cost; the casino account receives the deposited amount.

That separation explains why the payment screen should be read in full before confirmation. The selected amount, the payment route and the account being charged all belong to the same transaction. A small box on a mobile display can conceal a rather old-fashioned arrangement: entertainment is placed on the telephone bill, where it waits alongside calls and data.

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Small figures, real charge.

The Extra Cost Hidden in a Phone Payment

A phone-credit deposit can look wonderfully simple: select Pay by Phone, confirm the amount, and let the charge travel through the mobile account. Yet the figure shown at the casino is not necessarily the whole cost of the transaction. The mobile network may add its own charge before the money reaches the account.

That distinction matters. The casino receives the selected deposit amount, while the network’s fee is collected separately as part of the phone payment. On a pay-as-you-go tariff, both deductions come from the available credit. On a billed contract, the deposit and any network charge may appear together on the next mobile phone bill. One payment, two ledgers.

A specialist review of phone-credit casino payments reported that some mobile networks apply a premium-rate fee of £0.50 to £1.50 to these transactions. That is not a universal charge imposed by every network, and it is not a casino fee automatically attached to every deposit. It depends on the network and the way the payment is classified.

The wording can be easy to miss. A deposit page may show the amount going into the casino account, while the network’s terms describe a separate premium-rate cost. The result is a small but real difference between the amount selected and the amount removed from the mobile balance or added to the bill. The phone has become a wallet, but not a transparent one.

Hidden Fees

Some mobile networks may apply a premium-rate fee of £0.50 to £1.50 to phone-credit transactions.

This is particularly relevant when the available credit is close to the deposit amount. A pay-as-you-go customer may have enough credit for the intended casino deposit but not enough once the additional network fee is included. The payment could fail, or the remaining balance could be lower than expected. Contract customers face a different version of the same surprise: the extra charge waits on the bill, where it can disappear among ordinary calls and data costs.

The network charge should also be kept separate from the casino’s deposit rules. It does not increase the amount credited to the gambling account, alter the games available, or turn a smaller casino deposit into a larger one. It is simply the price that a mobile provider may attach to processing the payment.

Before confirming a deposit, the relevant network terms deserve a glance, particularly where the payment screen mentions premium-rate billing. The casino’s help page may explain the method, but the mobile provider determines what is taken from the phone account. That division of responsibility is easy to overlook.

Convenience has a tariff.

Phone Credit and the Limits of Slot Play

Phone credit can make a slot session feel neatly contained: the stake begins with money already attached to the handset, and the deposit does not require a separate card or bank transfer. But that neatness has a hard edge. For anyone looking to play slots with phone credit in the UK, the amount available for one deposit is generally modest.

A specialist review of UK mobile casinos found that most operators set the Pay by Phone deposit ceiling at £30 per transaction. That is the practical figure shaping phone-credit slot play, although the operator’s own cashier remains decisive. Some sites may apply a different limit, decline the method altogether, or restrict it to particular mobile networks.

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The cap matters because it turns phone credit into a funding method for shorter, smaller sessions rather than a flexible way to bankroll extended play. A player who has exhausted the deposited balance cannot simply assume that another phone-credit payment will be accepted immediately. The casino may impose its own controls, while the network may also decide whether the charge can go through.

This is especially relevant to slot players because spins consume a balance one decision at a time. A small deposit can disappear quickly, particularly when the game offers several stake settings and the temptation is to increase the pace after an early loss. The phone does not make the money feel more disposable; it merely moves the payment into a familiar bill or prepaid balance. A convenient route can still produce a very definite financial boundary.

The £30 ceiling also distinguishes phone-credit slot sites from payment methods designed to handle larger account funding. It is not a sign that the games themselves are limited to a particular type of slot. The restriction belongs to the payment transaction, not to the reels, the software or the mobile format. The same mobile casino may offer its full slot catalogue while allowing only a comparatively small amount to arrive through Pay by Phone.

For that reason, phone credit suits players who value a narrow spending boundary more than payment capacity. It is less suitable where a single deposit is expected to cover a long session. The limit is simple, visible and slightly unromantic. That is probably its virtue.

Do

  • Verify the UKGC licence on the casino homepage
  • Check your remaining mobile credit before depositing
  • Read the network terms regarding premium-rate fees

Don’t

  • Assume a mobile casino is unregulated because it is accessed via phone
  • Expect high-value deposits via carrier billing
  • Ignore wagering requirements on promotional credit

A Phone-Credit Casino Is Still a Regulated Casino

Paying through a mobile phone does not create a separate legal category of gambling. A casino reached on a handset remains a gambling business, with the same responsibility to operate within the British regulatory framework. The payment route may feel informal — a charge folded into a phone bill has none of the ceremony of a bank transfer — but the casino itself is not informal.

Online casinos serving players in the UK are legal when they are licensed and regulated. That distinction matters because the familiar language of a “phone credit casino” can make the transaction sound closer to a carrier service than to gambling. In reality, the phone network is only part of the payment path. The casino still has to belong to the regulated market.

The relevant mark is a licence from the UK Gambling Commission. It is more than a decorative badge placed in a website footer. The licence represents the central layer of consumer protection in the British market, stronger than the reassurance offered by a payment logo or a polished mobile interface. A casino may accept a deposit neatly and load its games quickly; neither detail says as much about the player’s protection as its UK licence.

This is one of those moments when modern convenience meets an old administrative fact. The screen is small, the charge is digital, and the game may open in a few taps. None of that reduces the operator’s obligations. The device changes; the regulatory relationship does not.

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A UK-licensed mobile casino therefore sits within a system designed to make legal gambling accountable. That context is especially important when phone credit is used, because the payment can resemble an ordinary telecommunications charge. It is still funding a gambling account, and the business receiving it must be licensed for the British market.

The licence does not turn gambling into a risk-free activity, nor does it make every offer attractive. It does establish the most important starting point: the operator is answerable to the UK regulator. For anyone considering casino payments through mobile credit, that is the protection that matters before convenience enters the conversation.

Regulation first. Convenience second.

Checking the Licence Before Paying by Phone

A Pay by Phone option is not, by itself, evidence that a mobile casino is authorised to serve people in Britain. The payment route only explains how the deposit is collected. The UK licence establishes whether the operator belongs to the regulatory system that governs remote gambling in Great Britain.

The first check is found on the casino’s homepage. The UKGC licence number is displayed at the bottom of the page, normally among the operator’s legal and regulatory information. That small line is more useful than a brightly coloured payment banner. It identifies the licence the business says it holds before any phone credit is committed.

The number can then be checked against the UKGC register. The purpose is not merely to find a familiar badge or a reassuring phrase. The operator’s identity and licence details should correspond with the information shown in the register. A mismatch is a reason to stop before opening the deposit screen, particularly where the proposed payment is charged directly to a mobile bill or deducted from pay-as-you-go credit.

Is phone credit a separate type of gambling?

No, it is simply a payment method. A casino reached on a handset remains a regulated gambling business.

How can I verify a casino’s licence?

You can find the UKGC licence number at the bottom of the casino’s homepage and verify it against the official UKGC register.

Can I withdraw winnings back to my phone credit?

Generally, operators require you to use the same method for withdrawals that you used for deposits.

This matters because a UK-licensed mobile casino operates within the British regulatory framework. That framework includes consumer protections which do not follow a payment method into every corner of the internet. Pay by phone credit does not make an unlicensed operator acceptable; it only makes the transaction look ordinary.

The check takes place before selecting the payment option, not after a dispute has begun. It is also separate from judging whether the phone-credit method suits the intended deposit. Licence first, convenience second.

realmoneycasinoandroid is an affiliate publisher and may receive payment if a reader follows a link and deposits. That commercial relationship does not replace the licence check: the UKGC register remains the relevant place to verify the operator’s status.

No-Deposit Offers, Wagering and the Cash-Out Catch

A no-deposit offer sounds like money arriving without a payment, but the balance is rarely cash in the ordinary sense. It is promotional credit, and any winnings attached to it remain subject to the offer’s rules. That distinction matters when looking for mobile casinos that pay with phone credit: the payment method does not turn bonus funds into withdrawable funds.

The central condition is the wagering requirement. A specialist review places the standard range at 35x to 40x the bonus amount. In practice, this means the bonus, or sometimes the bonus plus the qualifying winnings, must be wagered repeatedly before a withdrawal request can be considered. The exact calculation belongs to the promotion’s terms, not to its headline.

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Other restrictions can sit beside the multiplier. Maximum bets may apply while the offer is active, and different games may contribute unequally towards the requirement. A slot may therefore be eligible without every spin contributing in the same way. Online slots that accept phone-credit funding are not automatically exempt from bonus rules.

Time is another quiet condition. A specialist review reports that some promotions allow 7 to 14 days for completion, while others give only 72 hours. Miss the deadline and the promotional balance, together with associated winnings, may be removed.

Then comes the cash-out cap. The same type of specialist review reports that many bonuses limit winnings to £100 to £200. A large balance can therefore produce a much smaller approved withdrawal than the figures on the screen suggest.

No deposit does not mean no conditions. It means the conditions arrive before the cash.

Deposits and Withdrawals Do Not Usually Travel Separately

A pay-by-phone deposit is not an isolated event in the payment history of a mobile casino. The method used to put funds into the account is almost always the method the operator requires for taking funds out. That makes phone credit more than a quick way to add money: it can shape the later withdrawal process as well.

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This matters before choosing pay with phone credit deposit as the preferred route. A payment method may feel perfectly suited to a small deposit, yet become less convenient when a balance needs to leave the account. The casino’s payment terms should therefore be read alongside the deposit instructions, rather than treated as a separate administrative detail.

The principle applies to a deposit with phone credit at a UK mobile casino just as it does to other funding methods. The money enters through one channel, and the operator generally expects the return journey to follow that same channel. Payment systems, rather like old railway lines, dislike sudden changes of direction.

For anyone considering a phone-credit deposit, the practical question is not only whether the deposit can be accepted. It is also whether the casino’s withdrawal arrangements work with that method. If the payment page identifies Pay by Phone as the route for adding funds, the withdrawal terms deserve attention before any transaction is made.

The result is a simple limitation: phone credit may fit the beginning of the casino account journey, but it does not stand apart from the ending. A deposit method can influence how winnings are withdrawn, so the two stages belong in the same decision.

How long should a mobile casino withdrawal take in 2026?

For a UK-licensed casino, an e-wallet withdrawal should realistically arrive within 24 hours; the fastest observed PayPal payout took 2 hours. Debit card withdrawals typically take 1–3 business days, while bank transfers take 3–5 business days.

Which payment methods are fastest for mobile cash-outs?

E-wallets are fastest: the quickest observed PayPal withdrawal took 2 hours, and the benchmark for UK-licensed casinos is under 24 hours. Debit card withdrawals usually take 1–3 business days, compared with 3–5 for bank transfers.

Are there any fees for using phone credit?

Some mobile networks add a premium-rate fee, usually £0.50 to £1.50 per Pay by Phone transaction.

Can I play instantly without downloading an app?

Yes. Most UKGC-licensed casinos offer instant play through a mobile browser, so you can play without downloading an app.

Can I use pay by phone on pay-as-you-go?

Yes. With pay-as-you-go, the deposit is taken from the credit already on your mobile account.

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